Personal Checking Accounts

Free Checking is a non-interest bearing account that has no minimum balance requirement or monthly service charge. This account is optimal for customers who like the freedom and flexibility of Free Checking.

• $250 opening deposit
• No monthly service charge
• No minimum balance requirement

Standard Features

• Free Online Banking and Bill Pay
• Free Telephone Banking
• Monthly statements
• Free check safekeeping
• Paid check return available
• Unlimited check writing
• Visa® Debit Card and ATM Card
• Overdraft transfer protection
• Combined statements

Beyond Free Checking has no minimum balance requirement or monthly service charge. Customers will enjoy all the great benefits of Free Checking, along with the added bonus of earning interest on your funds.

• $250 opening deposit
• No monthly service charge
• No minimum balance requirement
• Interest earned with a minimum balance of $2,000

Standard Features

• Free Online Banking and Bill Pay
• Free Telephone Banking
• Monthly Statements
• Free check safekeeping
• Paid check return available
• Unlimited check writing
• Visa® Debit Card and ATM Card
• Overdraft transfer protection
• Combined statements

Premium Checking is tailored for customers who prefer an interest-bearing checking account and maintain a balance of $5,000 or more. The account comes with a variety of value-added services.

• $250 opening deposit
• $5,000 minimum balance requirement in order to avoid $15.00 monthly service charge
• Interest earned with a minimum balance of $5,000

Standard Features

• Free Online Banking and Bill Pay
• Free Telephone Banking
• Monthly Statements
• Free check safekeeping
• Paid check return available
• Unlimited check writing
• Visa® Debit Card and ATM Card
• Overdraft transfer protection
• Combined statements